Jeffreys Track Side Diner - APRIL, 2019: Chicago, Illinois - Model Railroader Magazine
Hi all!
I'm back like a bad penny.
KEN: I smoked since i was 9, regularly since 16, and quit in 2005 after we came back from Hawai'i, so a long time. I quit for 10 years, then the relationship stress, the financial stress, stress, S-t-r-e-s-s, STRESS, did I mention STRESS???? caused me to go back to it. Now we were suposed to quit by end of year last december. HAH! Stress wiith the dementia FIL took care of that.
ANYWAY, KEN, I found you will only quit...by cold turkey, the patch {which I used}, Chantix, tapering off or other method...ONLY WHEN YOU MAKE UP YOUR MIND TO QUIT. I tried quitting dozens of times before to no avail. Only wen I made my mind up to QUIT, did I succeed. If you don't set your mind to it, you'll never quit......I wish you luck, and will only say that once, I certainly won't harp on you!
Well, at work tonight at the 'tel. I cna READ the forum on my smart phone, just can't make a post on it. I RARELY use the old computer at home, so I'm using the one here at work {don't tell on me!}
I like night audit shift. It's hard to sleep days, but I like the slower pace of night audit. Two more hours until I start breakfast. I don't mind doing breakfast, but hate doing it, if that makes any sense.
I just tjhought I'd pop in while i hve a moment.
Young Steven: yes,you look very handsome. Any girl would be lucky to connect with you, and judging by your work, you have a "go get 'em" attiude, appear to be reliable, are hard working and I hope willing to go the extra mile. Keep it up no matter what you do, itll take you far in life. I'm handicapped, get around wth a cane and I still workpart time. Good luck in life. and a piece of unsolicited advice I wish I had...start saving 15% of your gross income towards retirement. Open yourself a ROTH and fully fund it, take advantage of any 401Ks offered and save up to the match, if any, at least, and then go for tax advantaged accooounts. You'll be a millionaire ealier than later, a multimillionaire later and retire happy, no matter how little you make. I DID save a bit in my 20s but severe medical issues in my 30s meant I had to spend it. Now im mid 50s, ad our biggest assset is only our house, really {bought in 2015 fall, and now own half of it}. We have some savings, but no where near a million. I'd hate to see you in your 50s scrambling like we are. start now and religiously save that 15%, and you'll be looking AT retirement in your 50s, not working through it like my OH {Other Half} and I are doing. You dind't ask, but I thought I'd pass it on, I WISH someone had told me to save it and NOT touch it for any reason, but alas, no one did, and I used it all on living expenses and medical bills,,,,hard to get/keep a job when you spend 8 months out of 12 in the hospital!. I also cashed in 401ks for various emplouyers thining that was what I supposed to do when my employment ended. i could have kept retierement invested and been OK now. Getting pension was the thing when I was your age, but they were drying up then, with you pay into 401ks takng over. Best of luck to you for your future. Remember its not how much you make, its what you do with what you get!! Lecture/rant over.
well, I'd best go get the coffee pots set up so I can strart those at 4:45am, to be done by 5am.
Special thoughts and prayers for everyone who needs thems!!!
Now I'll go back through and read all the posts I've missed.
GEEPEE35, formerly/still known as galaxy
